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These terms apply when you use BusinessForOne.net or buy BusinessForOne products or services.
Last updated: September 2026
BusinessForOne is operated by Peter Carruthers. My tax residence is Norway. My correspondence address is Calle Caracas 11-D, Las Palmas de Gran Canaria, 35010, Spain.
Questions can be sent to peter@businessforone.net.
BusinessForOne provides educational material, business guidance and practical implementation support.
It is not individualized legal, tax, accounting, investment or financial advice. Where a decision requires professional advice in one of those fields, you should use an appropriately qualified adviser.
No particular income, sales level or business result is promised.
Results depend on many factors outside my control, including the person, market, offer, pricing, execution, timing and customer response. Examples and case histories illustrate ideas; they are not promises that you will achieve the same result.
The core BusinessForOne programme may be offered at US$99 per month for up to six months, cancellable at any time, or US$400 as a once-off payment.
The initial purchase is covered by the 30-day refund policy described on the Refund Policy page.
If you use a monthly option and cancel, future monthly charges stop after the cancellation takes effect. Cancellation does not automatically create a refund for earlier payments outside the stated refund period unless the law requires otherwise.
After the initial BusinessForOne work, continuing support and education may be offered at US$30 per month. Work outside an included support arrangement may be charged at US$100 per hour when agreed in advance.
You remain responsible for decisions made in your business, for checking facts that matter to you, and for complying with laws, tax rules, contracts, platform terms and professional requirements that apply to your situation.
You should not rely on BusinessForOne material as a substitute for reading a contract or obtaining specialist advice where the consequences justify it.
Unless otherwise stated, BusinessForOne material is owned by Peter Carruthers or used with permission.
You may use material you legitimately receive for your own personal or business use. You may not republish, resell, distribute or present it as your own without permission.
BusinessForOne will evolve. These terms may be updated when the service, pricing, technology or legal requirements change. The date at the top shows the latest published version.
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BusinessForOne — helping one person build a dependable income.
© Peter Carruthers